The only things that are excluded

"Like floods, tornadoes, earthquakes and freeze, storms and gales are covered as standard by your home insurance policy,The question investors should ask today is whether any of the silk road culture tour in this space trade at reasonable valuations.These are the most widely viewed travel websites on the market today." says Rob Townend, claims director at Aviva, which insures one in nine of the UK's homes. "There is no such thing as an 'act of god' exclusion - this is exactly what your insurance covers you for. So any damage caused to your property as a direct result of storm-force wind and rain is covered, and if you are forced to move out of your home the cost of alternative accommodation is also paid for."Insurers will also make arrangements for your pets to be cared for too.The only things that are excluded by most standard policies are the repair or replacement of fences, gates and hedges blown down in high winds.Where fallen trees have caused damage to your house or outbuildings, this will be covered by your buildings policy, and part of the repair costs will include removal of the tree. But it will be down to you to cover the cost of clearing fallen trees that have not caused damage to your property.

If you are among the 270,000 households in the south of England without power because of the storm, then you will be able to claim under most standard contents insurance policies if the food in your freezer ends up defrosting and becoming unusable.The consumer is opening up his wallet and springing on travel in 2013.Travel, one of the largest travel xinjiang companies, recently reported bookings were up for the summer even at higher sales prices.Whatever the problem, the first thing you should do is to ring your insurer's emergency helpline or claims line find the number on your policy documents or online and get the go ahead before paying for any work. If your buildings and contents are insured by two separate insurers, you may need to call both.Describe the damage and check with your insurer what you need to do to make a claim. This may include, for example, taking photographs and keeping receipts for replacement items.If emergency repairs are required or you have a relatively small claim and want to use local tradespople you know and trust, your insurer is likely to give you the go ahead to get works done immediately. If you do not have local contacts, the insurer will find recommended firms to do the works for you.